310 St. Paul Street St. Catharines (Downtown), Ontario L2R 3M9
$1,095,000
Exceptional mixed-use investment opportunity in the heart of Downtown St. Catharines. The property offers an attractive Vendor Take-Back (VTB) mortgage at 5.5% for up to two years with only $300,000 down. Insurance is already in place and can be seamlessly assigned to the new owner, ensuring a smooth transition. The building features two street-level commercial units, including a successful restaurant and bar, along with upper-level residential apartments, all with separate utilities. The property is currently configured as two owner-occupied apartments and can be easily converted back to its original four-apartment layout, creating immediate value-add potential.The asset qualifies for the St. Catharines Downtown Forgivable Loan Program (DFLP), offering up to $100,000 in grants for each new residential unit created, plus an additional $50,000 grant for elevator installation or barrier-free improvements. With 12 on-site parking spaces, a full basement, and excellent exposure in a high-traffic downtown location, this property delivers strong existing income, compelling redevelopment incentives, and long-term upside in one of Niagara's most active urban core. (id:49269)
Property Details
| MLS® Number | X12458193 |
| Property Type | Retail |
| Community Name | 451 - Downtown |
| AmenitiesNearBy | Highway, Public Transit |
| ParkingSpaceTotal | 12 |
Building
| BathroomTotal | 4 |
| CoolingType | Fully Air Conditioned |
| HeatingFuel | Natural Gas |
| HeatingType | Forced Air |
| SizeExterior | 8482.78 Sqft |
| SizeInterior | 8483 Sqft |
| Type | Residential Commercial Mix |
| UtilityWater | Municipal Water |
Land
| Acreage | No |
| LandAmenities | Highway, Public Transit |
| Sewer | Sanitary Sewer |
| SizeDepth | 198 Ft ,2 In |
| SizeFrontage | 37 Ft ,6 In |
| SizeIrregular | Bldg=37.5 X 198.24 Ft |
| SizeTotalText | Bldg=37.5 X 198.24 Ft |
| ZoningDescription | C6 |
https://www.realtor.ca/real-estate/28980639/310-st-paul-street-st-catharines-downtown-451-downtown
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January 20 2026 05:25:56
Niagara Association of REALTORS®
Royal LePage NRC Realty